Remember to make sure you have enough in your new account to cover the expenses. Chances are you’ll be able to get through this step before the credits roll. You don’t need to do this all at once if it’s a drag, or better yet, pop on a Ted Lasso in the background. Once you have your list, start moving those recurring bills over to your new account.
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Pro Tip: It might also be a good time to look at your credit card statement if you have one of those too! For many people, it’s great practice to review these statements regularly to ensure you’re not paying for services you aren’t using anymore.
Take a look at a recent bank statement to see what subscriptions are auto-deducting and make a list. You probably have some recurring bills attached to your old PNC checking account or subscriptions that auto-deduct from it. Don’t worry, you’ll be able to cut ties completely soon enough! Unless your new financial institution has an ATM on every street corner or an ATM finder easily accessible, you may want to keep that account for easy ATM or cash deposit access until you get used to your new setup. The important thing to remember is to leave some money in that old PNC account for a short while to keep covering those recurring bills before you transfer them over. You don’t need to close your PNC or BBVA account before using your new account! Funding your new account allows you to order your debit cards and start using your new account immediately. Look for an option with no monthly maintenance or service fees. While many credit unions may still require paper applications and joining an affiliated association of some sort, many newer digital offerings are designed for your convenience and usually enable new checking and savings accounts in just a few minutes. Opening a bank account has gotten a lot easier than it used to be. Once you have identified your new financial institution, open that account. Whether it’s banking on climate with Atmos or supporting your local economy (credit union or community bank), there are lots of options out there to support your values. The first thing you’ll want to do is identify your new financial institution. Open your new account at a climate-positive bank Make sure you take these necessary steps so that important things don’t fall through the cracks. Don’t jump the gun by closing your PNC account too soon. There are a couple of things you should do before closing your PNC or BBVA account. And by choosing one of various new digital offerings, you'll likely find that you’ll save more money and gain in other conveniences and features too! Before Closing Your PNC or BBVA Account
While it sounds like a pain, switching your bank is far easier than you might think.
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It’s time to cut the cord, and we’ll show you how to do it. More than just impact, emerging neobank options are offering fee-free banking so that more of your money stays yours. More and more people are realizing that big banks aren’t the way to go when it comes to making the most of your money, especially when it comes to making an impactful change on the climate. Yep, you were acquired, though you may not want to keep your money with your new bank.Īs of 12/31/20, PNC had committed more than $10 billion in aggregate to the oil & gas industry, accounting for nearly 5% of their loan portfolio! Plus, there is certainly far more supporting fossil fuels and other dirty sectors that aren't being disclosed.* That’s your money funding climate change! If you were a BBVA customer, you were recently acquired by PNC. Most traditional banks around the globe use customers’ deposits to fund carbon-intensive industries and businesses that force a heavy carbon burden on your money. An important part of everyone’s climate journey is changing to a sustainable bank.
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